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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. Which of the following statements about cash values in whole life insurance policies is true?

A) They typically increase until age 65 and remain level thereafter.
B) They result from the level premium concept.
C) They equal the policy face value at age 65.
D) They cannot be guaranteed.

2. To determine whether unfair trade practices have been violated, who has the power to examine an insurer's books and records?

A) The Maryland Property & Casualty Insurance Guaranty Corporation (PCIGC)
B) The National Association of Insurance Commissioners
C) The Maryland Insurance Administration
D) The Federal Deposit Insurance Corporation

3. An insurance producer's license may be suspended or revoked by:

A) The continuing education course provider
B) The Attorney General
C) The Maryland Insurance Administration
D) The appointing insurer

4. The life insurance buyer's guide includes information about all of the following EXCEPT how to:

A) Decide how much life insurance to buy
B) Take civil action against an insurer
C) Calculate
D) Compare life insurance policy requirements

5. The life insurance buyer's guide includes information about all of the following EXCEPT how to:

A) Decide how much life insurance to buy
B) Compare life insurance policy rates
C) Take civil action against an insurer
D) Compare life insurance policy requirements

Solutions: